Budget is a free, open source budgeting tool powered by the Costs to Expect API. In three simple steps, it enables you to manage your budget and see projections for the future.
Our overview is so clear and simple, a child could manage your budget. We wouldn't recommend it but you get the idea. Did we mention that it’s free?!
Setting up your Budget is simple. Start by inputting your balances and expenses. Mark which expenses have been paid for the month. We’ll give you projections for the months ahead. It's that easy. Keep track of your budget and build your savings.
Check out our Getting Started section for more detail.
The workflow explains the simple steps you need to take each time you review your Budget.
Check out our Workflow section for more detail.
Yes, you can disable budget items by toggling them off/on again. When a budget item is disabled, it will remain visible on your budget but it will not be used in any of your projection calculations.
Yes, you can adjust the amount of a budget item on an adhoc basis by using the "adjust amount" button. Select the relevant budget item and enter the new amount for the chosen month - your projections will automatically update.
Budget is currently free and funded by the Costs to Expect API. We have no intention of monetising Budget. However, we reserve the right to change this if sheer numbers of users make it unviable for us to fund it. (But we promise to do our best!)
We hope this isn't a question you'll ask but should you want to delete your account, please go to "Your Account" where we have multiple data deletion options which are quick and easy.
No. Budget is a projection based budget tool - you tell us your balance and based on your defined Budget, we'll provide you with your financial projections.
Budget does not and will not support Open Banking. However, after the beta release of Budget Pro, our first priority will be to add Open Banking support.
Budget Pro is the upgraded version of Budget. It includes sharing, multiple budgets as well many other extra features. It will be subject to a monthly subscription fee.
Please review our Versions Matrix to see how Budget and Budget Pro compare.
Yes, upon release you will be able to upgrade to Budget Pro if you want to. Your Budget will appear in Budget Pro and you will have access to all the new features.
We don't know yet but the goal is yes. Some data may need to be adjusted during the downgrade but no data will be lost.
We don't have a fixed release date but we're aiming for the first half of 2023.
Yes, both Budget and Budget Pro will receive regular updates and we have an extensive list of upgrades planned for both Apps.
No, Budget Pro will not be an open source product. It is a completely separate App to Budget.
We firmly believe in using our own products. Budget has been developed, built and tested using our own budgeting needs and we continuously ensure that we can manage our Budget with this version. We understand that if Budget can't manage our needs, it's unlikely to work for anyone else.